Protect Your Merchants from Payment Fraud

Partner with Payverify to offer verified bank transfer protection to your merchant network

The Problem

Staff payment redirection fraud costs Nigerian businesses millions annually

Staff Fraud

Staff claim POS machines are broken and redirect customers to personal accounts or fake business accounts with similar names.

Revenue Loss

Merchants lose revenue and trust. Banks face chargebacks, compliance issues, and merchant churn when fraud occurs.

Merchant Churn

Merchants switch to competitors offering better fraud protection, reducing your transaction volume and fee revenue.

The Payverify Solution

Cryptographically verified bank transfers that eliminate payment redirection fraud

How It Works

1

Merchant Creates Transaction

Staff enters sale amount on tablet/phone. System generates QR code with verified bank account details and cryptographic signature.

2

Customer Verifies & Pays

Customer scans QR code to see verified merchant name and bank account. Makes bank transfer using provided transaction reference.

3

Bank Confirms Payment

Bank webhook confirms payment. System validates transaction reference matches, then sends confirmation receipt.

4

Fraud Detection

If payment goes to wrong account, system alerts merchant immediately. Fraud patterns tracked and reported.

Key Features

Cryptographic Verification

QR codes contain signed transaction data that cannot be forged

Verified Bank Accounts

Only verified business accounts can receive payments

Real-Time Fraud Alerts

Merchants notified immediately if payment goes to wrong account

Fraud Analytics

Track fraud patterns across your merchant network

Works Offline

QR verification doesn't require internet connection

Why Partner with Payverify

Reduce Chargebacks

Eliminate fraud-related disputes and chargebacks by ensuring payments reach verified accounts.

Merchant Retention

Keep merchants loyal by offering fraud protection that competitors don't have.

Increase Volume

Attract new merchants seeking better fraud protection, growing transaction volume.

Regulatory Compliance

Demonstrate proactive fraud prevention to regulators with audit trails and reporting.

Flexible Business Models

Choose the partnership structure that works for your bank

White Label
Your brand, our technology
  • Full customization
  • Your bank's branding
  • Direct integration
Revenue Share
Recommended model
  • No upfront costs
  • % of merchant fees
  • Aligned incentives
License Fee
Enterprise deployment
  • Annual licensing
  • Unlimited merchants
  • On-premise option

Schedule a Demo

See how Payverify can protect your merchant network from fraud

© 2026 Payverify. Bank Transfer Verification System for Nigeria.